1. Agreement to these terms

These Terms & Conditions (“Terms”) govern your access to and use of the Modern Midlifer website, newsletters, editorial content, digital products, courses, personalized materials, private experiences, community spaces, and related offerings (collectively, the “Services”). “Modern Midlifer,” “we,” “us,” and “our” refer to the business operating these Services.

By accessing the website, creating an account, subscribing, purchasing, applying for, or participating in a Service, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

You must be at least 18 years old and legally able to enter into a binding agreement to purchase or participate in a paid Service.

2. Permitted website use

You may use the website and Services only for lawful, personal, non-commercial purposes unless we give you written permission otherwise. You agree not to:

• copy, reproduce, republish, sell, sublicense, or commercially exploit our content;
• share login credentials, paid materials, downloads, recordings, or private links with another person;
• interfere with the security, performance, or proper operation of the website;
• introduce malicious code, scrape the website at scale, or attempt unauthorized access;
• misrepresent your identity or use the Services for fraudulent, harmful, or unlawful activity; or
• use our content to train, develop, or improve an artificial-intelligence system without written permission.

We may suspend or terminate access where we reasonably believe these Terms have been violated.

3. Intellectual property

All website content and Service materials—including text, frameworks, methods, names, trademarks, graphics, photographs, audio, video, worksheets, prompts, questionnaires, templates, recordings, and course materials—are owned by or licensed to Modern Midlifer and protected by applicable intellectual-property laws.

Your purchase grants you a limited, revocable, non-exclusive, non-transferable licence to access and use the materials for your personal use. No ownership rights are transferred. You may not reproduce, distribute, teach, adapt, translate, publicly display, create derivative products from, or resell the materials without prior written permission.

Modern Midlifer™, The Sunday Dispatch, Sovereign Reveal™, Editorial Review™, and other named frameworks, experiences, and editorial properties are brand assets. Nothing in these Terms grants permission to use our names, marks, or visual identity.

4. Purchases, pricing, and payment

Prices, inclusions, availability, and payment terms are shown on the relevant sales or checkout page and may change prospectively. Applicable taxes and currency-conversion charges may be added by the payment provider or financial institution.

You agree to provide accurate billing information and authorize the payment processor to charge the selected payment method. If a payment fails, is reversed, or becomes overdue, access may be paused until the account is brought current.

Any payment plan is a commitment to pay the full purchase price; it is not a subscription that may be cancelled after the first instalment unless the offer terms expressly state otherwise.

Refunds and cancellations

Refund, cancellation, rescheduling, and transfer terms displayed at checkout or in a signed agreement form part of these Terms. Because digital materials may be delivered immediately and personalized work may begin soon after purchase, some sales may be final to the extent permitted by law. Nothing in these Terms limits non-waivable consumer rights.

5. Digital products and editorial materials

Digital products are licensed to one purchaser for personal use. You are responsible for downloading or accessing materials within any stated availability period and for maintaining compatible devices, software, and internet access.

We aim to describe each offering accurately, but examples, previews, and testimonials do not guarantee that every purchaser will achieve the same result. We may update or replace materials to improve an offering, provided its essential purpose is not materially reduced.

Unless expressly stated, purchase of a digital product does not include private coaching, individualized advice, live support, or lifetime access.

6. Personalized and private experiences

Personalized recordings, reflections, roadmaps, sessions, and related materials are created from information you choose to provide. You remain responsible for deciding what to share, how to interpret the material, and what actions to take.

Private experiences require respectful participation, timely completion of requested forms, and attendance at agreed times. Rescheduling, lateness, no-show, expiration, confidentiality, and communication-window terms may be further detailed on the sales page, intake form, booking confirmation, or client agreement.

Personalized materials are prepared exclusively for the named client and may not be shared, published, sold, or adapted for use by others. We may decline or discontinue an experience when it is outside our scope, unsafe to continue, or affected by abusive or inappropriate conduct, subject to applicable law and any signed agreement.

7. Community and participation standards

If a Service includes a discussion space, group, event, or community, you agree to communicate respectfully and protect the privacy of other participants. Harassment, discrimination, solicitation, impersonation, unauthorized promotion, recording, or sharing another participant’s information is prohibited.

We cannot guarantee that other participants will maintain confidentiality. Share thoughtfully and do not post sensitive personal, medical, financial, or identifying information. We may moderate or remove content and restrict participation to protect the community and Services.

8. Educational and wellness disclaimer

Modern Midlifer provides editorial, educational, reflective, and personal-development content. The Services are not medical care, psychotherapy, mental-health treatment, legal advice, financial advice, or another licensed professional service. They are not a substitute for diagnosis, treatment, or individualized advice from a qualified professional.

Practices such as guided meditation, breathwork, hypnosis-inspired audio, EFT-inspired reflection, somatic awareness, or subconscious-repatterning exercises may not be appropriate for everyone. Use your judgment, stop if you feel unwell or unsafe, and seek appropriate professional support when needed. Do not listen to relaxation or hypnosis-style recordings while driving or operating machinery.

Results depend on many individual factors. We do not promise specific personal, professional, financial, relationship, health, or business outcomes.

9. Availability and limitation of liability

We work to keep the Services accurate, secure, and available, but provide them on an “as is” and “as available” basis to the fullest extent permitted by law. We do not warrant uninterrupted access, error-free content, compatibility with every device, or the continued availability of third-party platforms.

To the fullest extent permitted by law, Modern Midlifer and its owners, contractors, collaborators, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, data, opportunity, or goodwill arising from the Services.

Where liability cannot be excluded, our aggregate liability relating to a claim will not exceed the amount you paid to Modern Midlifer for the specific Service giving rise to that claim during the twelve months before the event. Some jurisdictions do not allow certain exclusions, so these limits may not apply to you.

10. Third-party services and links

The website may use or link to third-party platforms for payment, email, scheduling, hosting, video, community, analytics, or content delivery. Their services are governed by their own terms and policies. We are not responsible for third-party availability, content, security, or practices.

11. Governing terms and disputes

Before filing a formal claim, you agree to contact us and make a good-faith effort to resolve the concern informally. Any mandatory consumer-protection rights available where you live remain unaffected.

The governing law, legal business name, business address, and dispute forum must be confirmed before this page is published. Once confirmed, this section should identify the applicable jurisdiction and any required dispute-resolution process.

If any provision is found unenforceable, the remaining provisions continue in effect. A failure to enforce a provision is not a waiver. These Terms, together with any offer-specific terms or signed agreement, form the complete agreement regarding the relevant Service.

12. Changes and termination

We may revise these Terms as the website and Services evolve. The updated date will appear at the top of this page. Changes apply prospectively unless law requires otherwise. Continued use after an update means you accept the revised Terms.

We may modify, suspend, or discontinue part of the website or a Service, subject to completing existing paid obligations or providing an appropriate remedy where required by law.

13. Contact us

For questions about these Terms, please use the Contact page and include “Terms Inquiry” in your message.